Motor Insurance

Motor insurance

The modular way to get every detail of your insurance perfect for you.

To help you choose the insurance that is right for you and your car, you can now buy our standard insurance and add the optional extras you require.

Breakdown cover

To be supplied

Car contents

Cover for clothing and personal effects while in your car or in an attached luggage trailer or locked roof box. This provides up to the selected amount per claim whether this is for single or for multiple items if they are lost by or damaged by accident, fire, theft or attempted theft.

Car hire

Basic car hire is included in our core policy but 2 levels of enhanced cover are also available, car hire and upgraded car hire. Car hire provides a hire car (class A – small hatchback) for 14 days if your car is stolen and not recovered and if your car is damaged beyond economic repair the hire car will be provided for 18 days. Upgraded car hire provides all of the above and an upgrade to a class D- medium sized hatchback/saloon.

Driving other cars

Third party only cover while driving a car that is not owned or hired by you.

Driving other cars insurance, covers the policy holder (if aged 25 or over) for all Third party liability in the event of you causing accidental damage, injury or death to other people or property while driving a car which is not yours, and which you have not hired. It also includes liabilities caused by passengers travelling with you. It doesn't however; cover any damage caused to the car you are driving.

Foreign travel

Cover for liability to others, theft and damage to your car while you are using it abroad.

Foreign travel cover gives you comprehensive car insurance for up to 90 days of driving in the European Union, with all the features you have included in your policy for your normal, day-to-day UK driving.

In addition, we will pay any customs duty if your car is damaged and we cannot return it to Great Britain, Northern Ireland, the Isle of Man or the Channel Islands following a claim covered under this policy.

Legal expenses

Up to £100,000 towards the cost of legal action you may need to take to cover uninsured losses should you or anyone covered under your policy be involved in a road accident involving your car which was not your fault which results in your or your passengers being permanently injured or killed, or property in your vehicle being lost or damaged.

No claims discount protection

Allows you to make one fault claim on your policy per policy year without losing your no claims discount.

Paper documents

Receive paper copy of your policy documents.

Personal accident

Pays a fixed sum of up to £20,000 if you or your passengers are killed or permanently injured in an accident involving your car.

Roof boxes and trailers

Up to £1,000 to cover your trailer and/or roof box against theft or damage while attached to or detached from your car. To include the belongings within your roof box or trailer, you will need car contents cover.

Windscreen cover

Includes sunroofs and bodywork damaged by broken glass.

If you choose this option we will:

  • Pay the full cost of repairs to chips or other small damage to your windscreen, or scratches to your bodywork caused by a broken windscreen or broken glass providing this is carried out by our approved repairer
  • Pay all costs after the first £75 for replacing a windscreen or other fixed glass panels that are damaged beyond repair
  • Pay up to a limit of £250 towards the cost of replacing your windscreen or other fixed glass if you have this done by someone other than our approved repairer

Trying to think of every detail when you're renewing car insurance can be tricky. You won't really know if you've ticked all the boxes until something happens.

Trust SEAT to get it right. Our protection, benefits and service are every bit as good as our reputation. Detail is what we do best:

Click below to get an instant competitive quote now.

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Policy booklet

Standard Features

  • Genuine SEAT parts – in the event of a claim, your car will be repaired within the SEAT approved paint and body network using only genuine parts, and all repairs are guaranteed for three years
  • Hire car - whilst your car is being repaired by a SEAT approved repairer, no matter who is to blame for the accident that keeps your car off the road, you'll have access to a car.
  • Recovery of your car after an accident, theft or vandalism
  • Replacement child seat in the event of an accident
  • Access to 24 hour motoring legal advice

SEAT Insurance offer a range of options to add to your policy which include: driving other cars; upgraded car hire; no claims discount protection; and legal expenses – find out more.


If you would rather speak to someone, that's fine. Just call us free on 0800 316 8024. Lines are open Monday to Friday 8am – 9pm, and Saturday 9am – 5pm. For more details you can download a copy of our policy booklet in a PDF format.

To read the booklet you’ll need Adobe Acrobat Reader. If you don’t have this installed just download Adobe Acrobat Reader.

Return to the insurance home page. If you’d like to go to the SEAT website click here.

If you are not ready to switch your insurance to us at the moment, then take advantage of our free Ensurance cover – click here for more info.

Terms and conditions apply.


SEAT Insurance is a trading name of Volkswagen Insurance Service (Great Britain) Limited, an appointed representative of Volkswagen Financial Services (UK) Limited registered in England number: 2835230 (registered office: Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes MK14 5LR). SEAT Insurance motor insurance is sold, underwritten and administered by Allianz Insurance plc., registered in England number: 84638 (registered office: 57 Ladymead, Guildford, Surrey GU1 1DB). Volkswagen Financial Services (UK) Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register No 311988. Allianz Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register No. 121849. Volkswagen Financial Services (UK) Limited and Allianz Insurance plc are not part of the same corporate group.