Motor Insurance


Please click on the links below to reveal the answers.

What happens if I change my car in the middle of the year?

Please contact us and we will update your policy and advise of any changes in premium, providing your new vehicle fits our underwriting criteria.

Do I get a discount if I insure two cars with you?

Unfortunately not, there are no discounts for insuring a second vehicle.

What documents do I submit as proof of my no claims discount?

This should be on your renewal schedule from your previous insurer; alternatively your previous insurer can send you a proof of no claims letter. The documents must be up to date and must also be the original.

Can I decrease my excess to £0?

No. There is a compulsory policy excess that will apply and this cannot be reduced. If you opt to take a voluntary excess this can be reduced back to zero. However, increasing your voluntary excess will reduce your premium.


SEAT Car Insurance is underwritten by U K Insurance Limited. Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No. 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Calls may be recorded.

SEAT Financial Services is a trading name of Volkswagen Financial Services (UK) Limited (“VWFS UK”), registered in England and Wales No.2835230. Registered office: Brunswick Court, Yeomans Drive, Blakelands, Milton Keynes MK14 5LR. Volkswagen Insurance Service (Great Britain) Ltd is an appointed representative of VWFS UK. VWFS UK is authorised and regulated by the FCA, registration number 311988. Authorisation details for both organisations can be checked on the Financial Services Register by visiting VWFS UK and U K Insurance Limited are not part of the same corporate group.